Worker’s Guide to UIF

The Unemployment Insurance Fund (UIF) is a vital support system for workers in South Africa, providing financial assistance during periods of unemployment, illness, maternity leave, adoption, or in the event of the death of a breadwinner. Here’s what every worker needs to know about UIF contributions, coverage, and benefits.

Who is Covered by UIF?   

The UIF applies to most employers and workers, but the following categories are excluded:

• Workers who work less than 24 hours a month for a single employer.

• Learners under formal learnership agreements.

• Public servants.

• Foreign workers employed under contract.

• Retired workers receiving a state pension.

• Workers who earn only commission.

Since April 1, 2003, domestic employers and their employees have also been included under the Act, ensuring greater protection for this sector.

Worker Contributions to UIF   

Employees must contribute 1% of their monthly remuneration to the UIF, with an additional 1% contributed by their employer. It is the employer’s responsibility to deduct and submit these payments on behalf of their employees.

Claiming UIF Benefits   

Unemployment Benefits  

To claim unemployment benefits, workers must:

• Complete the required forms and submit them at their nearest labour centre.

• Register as a job seeker.

• Be available and willing to start work when opportunities arise.

• Attend appointments or training programs as required by the Department of Labour.

Illness Benefits  

Workers unable to work due to illness can claim illness benefits by:

• Completing the necessary forms and submitting them at a labour centre.

• Attending medical treatments as instructed.

Maternity Benefits  

Pregnant workers can claim maternity benefits for up to 121 days by:

• Submitting the correct forms at a labour centre before their maternity leave begins.

Adoption Benefits  

Adoptive parents can claim UIF benefits if they legally adopt a child under two years old and leave work to care for the child. To claim:

• Submit the required forms at a labour centre.

Dependant’s Benefits  

If a worker passes away, their dependants (spouse or children) can claim benefits by:

• Completing the necessary forms and submitting them at a labour centre.

• Providing proof of dependency, such as a marriage or birth certificate.

Steps to Claim UIF   

1. Visit your nearest labour centre with your completed forms and supporting documents (e.g., ID, bank details, proof of employment termination).

2. Register on the Department of Labour’s system if it’s your first claim.

3. Follow instructions for medical checks, training, or other requirements based on your type of claim.

Worker’s Responsibilities   

• Ensure that your employer is deducting UIF contributions from your salary.

• Keep track of your employment and payment records.

• Follow the claim process promptly and accurately to avoid delays.

Why UIF is Important   

The UIF provides financial security during life’s most challenging moments, ensuring workers and their families have a safety net. Familiarizing yourself with the process ensures you can access these benefits when needed.

For further assistance, visit your nearest labour centre or contact the Department of Labour.